Some lenders require some type of development plan before they will finance bare land loans. Northview Bank views bare land loans in two distinct classes: development loans and hunting/recreation loans.
Northview understands that many bare land parcels have been passed down from generation to generation. If you buy one, you may plan to pass it down to your children. A hunting or recreational land parcel represents the family retreat, a place where the stories of the past years’ hunts or trips are shared from generation to generation around the campfire. Why should a lending plan change your heritage? Therefore, if you plan on building we can help you and if you don’t want to build we can help you.
We have been the leader in financing bare land for decades, offering competitive rates and low down-payment programs. At Northview Bank, qualified borrowers can finance property with as little as 10% down, making land ownership easier!
With our easy-to-complete bare land application, your last two years’ W-2 or tax returns, a current pay stub, and a purchase agreement, we can have you approved the next business day, conditional on final appraisal and title work.
In most cases we can close in three weeks and get you out enjoying your new property.
Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing
Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing
Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, USDA Rural Development, VA, FHA, HELOC, Consumer Lending
Specialty: Home Purchases, Home Refinances, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, HELOC, Consumer Lending
Specialty: Consumer Lending, Land Loans, Home Equity Loans
Specialty: Consumer Loans (Auto Loans, Boat Loans, ATV Loans, Credit Cards), HELOC, Land Loans
Specialty: Consumer and In-House Real Estate Financing
Specialty: Land Loans, Lake Lot financing, Home Equity Loans, Seasonal Cabin financing, Personal Lending
Specialty: Conventional and Seasonal Home Financing, First Time Home Buyers, USDA Rural Development, FHA, Construction Financing
Specialty: Home Purchases, Home Refinances, Conventional, FHA, VA, USDA, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, Consumer Financing
Specialty: Mortgage Loans: Real Estate, Vacation Property, Land Loans: Personal, Auto, Boat, RV, Fish House, ATV, Off-Road Vehicles, Construction Loans, Home Equity Loans, HELOCs
Specialty: Consumer Lending, Land Loans, Home Equity Loans